Does Medicare Cover Dental?

Does Medicare Cover Dental? Video & Blog

One of the most common questions we receive is, Does Medicare cover dental procedures or eye exams? The short answer is that Medicare does not cover most dental care.  This includes cleanings, fillings, dentures, extractions and so on. It also does not cover eye exams for eyeglasses or contact lenses. However, Medicare Part A, inpatient coverage, may cover certain dental services that are related to your inpatient hospital stay.  For example, it is not uncommon for your doctor to require an oral exam and treatment before an organ transplant or heart surgery.  This may also include emergency or complex dental procedures related to facial cancer, reconstructive surgery and so on. That is covered by Medicare. Regarding vision, keep in mind that Medicare will cover eye diseases or conditions like cataracts and glaucoma.  But it does not cover corrective vision. Because Medicare does not cover basic dental care, stand-alone dental, vision and hearing insurance coverage is very popular among those on Medicare.  But also very misunderstood. In this video, I will review how you can get dental insurance coverage and how you compare one plan versus another.   You will want to be able to sort through the plans that are available to you and identify the best value.  So, grab a pen and paper and join me as we guide you through dental plans that improve upon your Medicare. Link to cheat sheet mentioned in the video: https://medigapseminars.org/wp-content/uploads/2022/05/DVH_Consumer-Cheat-Sheet_2022.pdf

The Importance of Oral Health

It is no secret that dental health is linked to overall health.  Studies have also shown that the number one reason people do not go to a dentist as often as they should is cost. Because Medicare does not cover regular dental checkups or dental care, there is a need for dental insurance specifically for people aged 65 and older.   Good dental insurance plans lower the cost of dental care and provide a low enough cost for preventive care to encourage regular dental visits. Keep in mind, because Medicare does not cover dental services, neither do Medicare supplement plans.  Many Medicare Advantage Plans include some dental coverage, but as not as in-depth as dental insurance.

What Is the Connection Between Oral Health and Overall Health?

Our mouths are home to millions of bacteria.  That’s true with many area of our body, but our mouth is a gateway to digestive and respiratory tracts.  Without proper oral hygiene, the levels of bacteria can reach levels that result in gum disease or other infections.  Many studies have shown that Oral health is a strong indicator of overall health. Our oral health can also be negatively impacted by certain medications.  There are many common prescriptions that reduce saliva.  Saliva is critical to neutralizing acids produced by oral bacteria. Lastly, studies have shown links between oral health and diabetes, Alzheimer’s disease, cardiovascular disease and post operative joint replacement infections. The bottom line:  seeing a dentist regular can significantly improve your quality of life in your senior years. Does Medicare Cover Dental

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