With approximately 10,000 people turning 65 every day in the United States, there is a lot of interest in Medicare. Every day people are searching the internet or opening the 150 page Medicare & You handbook to learn about the rules, the features, the benefits and the choices they have when it comes to Medicare. One of the first questions people often ask of themselves is “Do I need an insurance agent for Medicare?” Well, Medicare is not complicated, although the new terms can be confusing at first. It does take time to learn, especially for those that do not work with insurance every day. And it is easy to miss important information and to make wrong choices that cost thousands of dollars down the road. The right insurance professional can help save you time, reduce confusion or the frustration of learning something new and can save you thousands of dollars in medical expenses that you may not be considering when wading knee-deep in Medicare regulation. This guide to finding an insurance agent who will represent your best interest will help.
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What we have found in our many years of experience in the industry is that most people who choose not to seek the help of a professional agent do so because they fear being sold something. It’s like how I feel when I walk into a car dealership. I want a car, and I wouldn’t mind some honest help in considering what to purchase, but I don’t want to be sold a car. I understand.
A second reason for not seeking advice from a professional is the belief that you can get all the information you need on their own. Well, that is true, the information is available. However, as a wise man once told me; “Knowledge is not wisdom, and wisdom is not experience.” Anyone can get the knowledge they need from the Medicare & You handbook and the Choosing a Medigap Policy publication. You can even call Medicare or other government services. But, none of those sources can pass along what a good professional has learned from experience.
If you are concerned that an insurance professional will try to sell you something, this article is for you. This is a guide to finding an insurance professional who will represent your best interest and will add value to your process in learning about Medicare and making the right choice in plans at the best price available.