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Lower Your Medigap Insurance Premium

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    Are your Medicare Supplement premiums increasing again?!  

     If you could lower your Medicare Supplement premiums by 25%, 30% or more without reducing or even changing your Medicare Supplement benefits, would you?

    According to recent statistics; nearly 8 in 10 seniors are overpaying for the Medicare Supplement plan by an average of between $400 and $1,000 per person.  The odds are you can lower your Medicare Supplement plan prices by your next monthly payment, and keep the same benefits you have now.  There is no waiting for Open Season like there is with Medicare Advantage plans.  It cost you nothing to find out how much you can save and how easy it is to lower your monthly premium right now.  Complete the quote request today and we will find the best price for your Medicare Supplement plan and email you back how much you can save!

We are 100% independent and offer ALL Medicare Supplement plans from ALL major carriers! 

Our service is free to consumers.

   

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How To Lower Your Medicare Supplement Premiums

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      We talk to seniors about how to lower their Medicare Supplement premiums almost every day.  When we look at the actual statistic it adds up to dozens of seniors every week.   In over 80% of these conversations we can save the senior a meaningful amount of money on their Medicare Supplement plan without changing the plan or losing any benefit. By meaningful we mean between $400 and $1,100 per year on average, often much more.  That adds up to averaging between $800 and $2,200 per household in likely savings. The most we have ever saved a single person was $3,840 per year, keeping the exact same Medicare Plan and coverage.  Still, only half the seniors we talk to will move away from their comfort zone and reduce their cost even though they would simply be paying less for the exact same plan.  Why won’t a senior even try to save the most on your Medigap Plan?  Most seniors don’t know how to lower your Medicare Supplement premiums. We have found that of those seniors who choose not to save money, there is one major reason they stay in their expensive plan and choose to lose thousands of dollars over their lifetime by paying insurance premiums much higher than they should.

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Medicare Supplement Plan N Review

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Whether you are just turning 65 and enrolling in Medicare, or are over 70 and looking to keep your health insurance cost down, seniors in Florida and across the country continue to search for the best value in Medicare Supplement coverage.  Medicare Supplement Plan N should be among the top three Medigap Plans to consider.  This Medicare  Supplement Plan N review explains why.

Watch a 12-minute video on Plan-N now

or continue reading….

In a previous blog, we wrote of Medicare Plan F High Deductible as often the best value for seniors in Florida who are in generally good health. While Plan F-HD makes sense for most from a pure numbers perspective, many seniors prefer to have greater coverage, but balk at the high cost of a Plan F or realize that with Plans F and C being discontinued as of 2020, they do not want to be stuck in those specific Medicare Plans when no new younger seniors are allowed entry and the rising medical cost per aging beneficiary push premiums to prohibitive levels.

Enter Plan N, one of the most popular Medicare Supplement plans in the country because it covers all the most significant potential medical expenses, but at a cost much lower than a Plan F.  In fact, the premiums for Plan N are often 30% to 35% less than Plan F.   Plan N is one of the most popular Medicare Supplement plans in the state of Florida, as well as many other states across the country because of the cost to benefit features that make it one of the best values in Medicare Supplement plans.

Here is how to compare a Plan N to other Medicare Supplement Plans —

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Medigap Plan F-HD for Florida Seniors

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Which Medicare Supplement Plan?Whether you are just turning 65 and looking at your Medicare options for the first time, or you have been on Medicare for some time and want to lower your cost while keeping the service and benefits you are used to, seniors in Florida face the same tough decisions as seniors anywhere in this country.  However, the way Medicare Supplement plans are priced, the Medigap Plan F High Deductible makes sense for Florida Seniors.

A survey of insurance professionals in Florida revealed Medigap Plan F-High Deductible (Plan F-HD) as the plan they will or are using for their Medicare.  Shockingly, they admitted to not showing this plan to clients because the commission is too low. And yet, the annual maximum out-of-pocket limit on Medigap Plan F-HD is LESS than the required annual premium of Medigap Plan F or Plan for most Florida seniors.

With a Plan F-HD you can lower your monthly premiums to just $50-$70 and have an annual maximum out-of-pocket limit that is $2,180; less than the annual premium for most Medigap Plan F coverage!

Watch a 10-minute Video on Plan F-HD:  Watch Video Now

or continue reading…


Here is an example to illustrate the value of Plan F-high deductible:

A Medicare Plan F may cost a 65-year old in Florida $2,705 per year in annual premium.  It covers 100% of Medicare expenses not covered by Original Medicare Parts A & B. It has no deductible.

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