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Is Medigap Plan F the Best Supplement?

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Seniors-CoupleAIs Medigap Plan F the Best Supplement? For most Medicare beneficiaries the selection of Medigap Plan F over other choices appeared to be a no-brainer.  With Plan F, a Medicare beneficiary could expect that all covered Medicare services and procedures will be paid for by either Medicare or the Supplemental insurance company.  Other than the plan premiums,Medigap Plan F there should be no other out-of-pocket expenses.   Most sales reps were happy to oblige and even today sell Plan F when asked because it’s the easy thing to do.  Of course, it doesn’t hurt that the comprehensive coverage of Medigap Plan F means higher premiums which equate to higher commissions for the salesperson.  As a result, Medicare Supplement Plan F is by far the most popular Medigap Plan used by seniors in the United States.  In fact, a survey conducted in 2010 showed that 40% of all Medigap Plans held were Plan F. While the Medigap Plan F coverage is comprehensive, price wise Plan F is not always the best value.

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